我正在尝试按月计算每个POLICY_ID的保费平均每月价值,如下所示。当客户将他/她的年度付款频率更新为不同于12的值时,我需要手动计算PREMIUM的平均每月值。如何获得MONTHLY _PREMIUM_DESIRED中显示的值?提前致谢。
注意:Oracle版本12c
我尝试过的
SELECT T.*, SUM(PREMIUM) OVER(PARTITION BY T.POLICY_ID ORDER BY T.POLICY_ID, T.PAYMENT_DATE ROWS BETWEEN CURRENT ROW AND 12/T.YEARLY_PAYMENT_FREQ-1 FOLLOWING ) / (12/T.YEARLY_PAYMENT_FREQ) MONTLY_PREMIUM_CALCULATED FROM MYTABLE T ;
数据代码:
DROP TABLE MYTABLE; CREATE TABLE MYTABLE (POLICY_ID NUMBER(11), PAYMENT_DATE DATE, PREMIUM NUMBER(5), YEARLY_PAYMENT_FREQ NUMBER(2),MONTHLY_PREMIUM_DESIRED NUMBER(5)); INSERT INTO MYTABLE VALUES (1, DATE '2014-10-01',120,12,120); INSERT INTO MYTABLE VALUES (1, DATE '2014-11-01',360,4,120); INSERT INTO MYTABLE VALUES (1, DATE '2014-12-01',0,4,120); INSERT INTO MYTABLE VALUES (1, DATE '2015-01-01',0,4,120); INSERT INTO MYTABLE VALUES (1, DATE '2015-02-01',360,4,120); INSERT INTO MYTABLE VALUES (1, DATE '2015-03-01',0,4,120); INSERT INTO MYTABLE VALUES (1, DATE '2015-04-01',0,4,120); INSERT INTO MYTABLE VALUES (1, DATE '2015-05-01',720,2,120); INSERT INTO MYTABLE VALUES (1, DATE '2015-06-01',0,2,120); INSERT INTO MYTABLE VALUES (1, DATE '2015-07-01',0,2,120); INSERT INTO MYTABLE VALUES (1, DATE '2015-08-01',0,2,120); INSERT INTO MYTABLE VALUES (1, DATE '2015-09-01',0,2,120); INSERT INTO MYTABLE VALUES (1, DATE '2015-10-01',0,2,120); INSERT INTO MYTABLE VALUES (1, DATE '2015-11-01',120,12,120); INSERT INTO MYTABLE VALUES (2, DATE '2015-01-01',60,3,15); INSERT INTO MYTABLE VALUES (2, DATE '2015-02-01',0,3,15); INSERT INTO MYTABLE VALUES (2, DATE '2015-03-01',0,3,15); INSERT INTO MYTABLE VALUES (2, DATE '2015-04-01',0,3,15); INSERT INTO MYTABLE VALUES (2, DATE '2015-05-01',180,1,15); INSERT INTO MYTABLE VALUES (2, DATE '2015-06-01',0,1,15); INSERT INTO MYTABLE VALUES (2, DATE '2015-07-01',0,1,15); INSERT INTO MYTABLE VALUES (2, DATE '2015-08-01',0,1,15); INSERT INTO MYTABLE VALUES (2, DATE '2015-09-01',0,1,15); INSERT INTO MYTABLE VALUES (2, DATE '2015-10-01',0,1,15); INSERT INTO MYTABLE VALUES (2, DATE '2015-11-01',0,1,15); INSERT INTO MYTABLE VALUES (2, DATE '2015-12-01',0,1,15); INSERT INTO MYTABLE VALUES (2, DATE '2016-01-01',0,1,15); INSERT INTO MYTABLE VALUES (2, DATE '2016-02-01',0,1,15); INSERT INTO MYTABLE VALUES (2, DATE '2016-03-01',0,1,15); INSERT INTO MYTABLE VALUES (2, DATE '2016-04-01',0,1,15); INSERT INTO MYTABLE VALUES (2, DATE '2016-05-01',15,12,15); INSERT INTO MYTABLE VALUES (2, DATE '2016-06-01',15,12,15); SELECT * FROM MYTABLE;
编辑:
无论付款频率如何,客户都可以更改PREMIUM金额。下面,对于POLICY_ID = 1,我添加了从“ 2015/11/01”开始的新记录来演示这种情况。在这种情况下,平均每月保费从120增加到240。还删除了屏幕截图,以使问题更易读。
DROP TABLE MYTABLE2; CREATE TABLE MYTABLE2 (POLICY_ID NUMBER(11), PAYMENT_DATE DATE, PREMIUM NUMBER(5), YEARLY_PAYMENT_FREQ NUMBER(2),MONTHLY_PREMIUM_DESIRED NUMBER(5)); INSERT INTO MYTABLE2 VALUES (1, DATE '2014-10-01',120,12,120); INSERT INTO MYTABLE2 VALUES (1, DATE '2014-11-01',360,4,120); INSERT INTO MYTABLE2 VALUES (1, DATE '2014-12-01',0,4,120); INSERT INTO MYTABLE2 VALUES (1, DATE '2015-01-01',0,4,120); INSERT INTO MYTABLE2 VALUES (1, DATE '2015-02-01',360,4,120); INSERT INTO MYTABLE2 VALUES (1, DATE '2015-03-01',0,4,120); INSERT INTO MYTABLE2 VALUES (1, DATE '2015-04-01',0,4,120); INSERT INTO MYTABLE2 VALUES (1, DATE '2015-05-01',720,2,120); INSERT INTO MYTABLE2 VALUES (1, DATE '2015-06-01',0,2,120); INSERT INTO MYTABLE2 VALUES (1, DATE '2015-07-01',0,2,120); INSERT INTO MYTABLE2 VALUES (1, DATE '2015-08-01',0,2,120); INSERT INTO MYTABLE2 VALUES (1, DATE '2015-09-01',0,2,120); INSERT INTO MYTABLE2 VALUES (1, DATE '2015-10-01',0,2,120); INSERT INTO MYTABLE2 VALUES (1, DATE '2015-11-01',240,12,240); INSERT INTO MYTABLE2 VALUES (1, DATE '2016-12-01',240,12,240); --newly added records INSERT INTO MYTABLE2 VALUES (1, DATE '2016-01-01',960,4,240); --newly added records INSERT INTO MYTABLE2 VALUES (1, DATE '2016-02-01',0,4,240); --newly added records INSERT INTO MYTABLE2 VALUES (1, DATE '2016-03-01',0,4,240); --newly added records INSERT INTO MYTABLE2 VALUES (1, DATE '2016-04-01',0,4,240); --newly added records INSERT INTO MYTABLE2 VALUES (1, DATE '2016-05-01',960,4,240); --newly added records INSERT INTO MYTABLE2 VALUES (1, DATE '2016-06-01',0,4,240); --newly added records INSERT INTO MYTABLE2 VALUES (1, DATE '2016-07-01',0,4,240); --newly added records INSERT INTO MYTABLE2 VALUES (1, DATE '2016-08-01',0,4,240); --newly added records INSERT INTO MYTABLE2 VALUES (2, DATE '2015-01-01',60,3,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2015-02-01',0,3,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2015-03-01',0,3,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2015-04-01',0,3,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2015-05-01',180,1,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2015-06-01',0,1,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2015-07-01',0,1,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2015-08-01',0,1,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2015-09-01',0,1,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2015-10-01',0,1,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2015-11-01',0,1,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2015-12-01',0,1,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2016-01-01',0,1,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2016-02-01',0,1,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2016-03-01',0,1,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2016-04-01',0,1,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2016-05-01',15,12,15); INSERT INTO MYTABLE2 VALUES (2, DATE '2016-06-01',15,12,15); SELECT * FROM MYTABLE2;
我认为计算是:
select t.*, premium / (12 / yearly_payment_freq)) as monthly_premium_calculated from mytable t;
我知道,您还需要在中间几个月内进行这种分配。因此,您可以通过计算非零付款的数量来分配组。然后:
select t.*, ( max(premium) over (partition by policy_id, grp) / (12 / yearly_payment_freq) ) as monthly_premium_calculated from (select t.*, sum(case when premium > 0 then 1 else 0 end) over (partition by policy_id order by payment_date) as grp from mytable t ) t;
这是一个db <> fiddle(它使用Postgres,因为它比Oracle更容易设置)。